The Sukanya-rich scheme 'now includes Rs. An account can be opened in 250, plus interest on fixed deposit.
Every father wants his daughter to have a secure future. You can open an account of 'Sukanya Enriching Plan' in your bank or post office to relieve the anxiety of daughter's studies and marriage. Earlier, under this scheme you had to pay Rs 1 thousand to open an account but now you can open an account for only 250 rupees. It pays interest at an annual rate of 8.4%, which is higher than the fixed deposit. You can take advantage of tax exemption under 80C to invest in this scheme. You can open this account at any post office or authorized branch of the bank.
You can withdraw money before maturity
Under Sukanya Samrudhi Yojana you can open an account for only Rs
Now the customer will be able to open the account for only 250 rupees. Where the minimum balance was to be 1 thousand, instead of Rs. 250 you can keep it as a deposit in the account.
Under the Sukanya Samruddhi Yojana, you can open an account before the age of 10 after the birth of a child. A maximum of Rs 1.5 lakh can be deposited under the Sukanya Enrichment Scheme in the current financial year.
The girl will turn 21 or the girl will get an account maturity after getting married and you get all the money with interest.
In which case can an account be closed before maturity?
When the child dies or the parents die, the account will be closed. Subsequently, the amount deposited in the Sukanya Samrudhi Yojana Account is returned to the parents or the child of the child along with interest.
In other cases, the account can be closed for 5 years after opening. This can happen in many circumstances, such as a serious illness or if the account is being closed for some other reason, it can be allowed, but it will be paid on account of interest savings account.
Important things connected with the plan
The Sukanya Samrudhi Yojana can be deducted from the account at the age of 18 for the child's higher education, up to 50 percent. It is necessary to give a child's birth certificate to open an account. In addition, proof of the identity and address of the child and parents will have to be provided. This account can be transferred anywhere in the country.
If the account is being closed before the end of 21 years, the account holder will have to give an affidavit that at the time of closing the account, he is not under 18 years of age.
Under the scheme, only an Indian citizen can open an account. Click here for more information attached to it.